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  INTEREST RATES & LOAN OPTIONS

HDFC loans are currently available under a range of interest rates and schemes. Following are table gives you the latest interest rates and available schemes.

Note: Interest Rates subject to change without prior notice at the sole discretion of the HDFC.

Adjustable Rate Home Loans (ARHL) - Monthly Rest Option
Term of loan
(years)		 Rate of Interest
(% p.a.)		 Current Rate (% p.a.) EMI* for a loan
of Rs. 1 lakh
1 - 20 11.25 11.25 1049
Adjustable Rate Home Loans (ARHL) - Annual Rest Option
Term of loan
(years)		 Basis Current Rate
(% p.a.)		 EMIø for a loan
of Rs. 1 lakh
1-20 RPLR ** 11.25 12,588
 
ø EMI on annual rest basis.
* EMI on monthly rest basis.
** Retail Prime Lending Rate.
^ Rate of Interest under ARHL is linked to HDFC's RPLR (currently 11.25% p.a.) under the Monthly or Annual Rest options.

EMI calculated on the maximum tennure of 5, 10, 15 & 20 years under each slab.


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